Health & Wealth Protection Advice


Essential Insurances Ltd was established back in 2010 by Ray Sheath to help take the mystery, and the misery, out of the insurance financial advice equation. Since then the company has evolved and we have changed our company name to Essential Financial Solutions Ltd (Oct 2022), we feel this reflects more of what we provide to our clients, not only looking after your Life, Health, and Income insurance( Personal & Business) but also providing advice and assistance with Kiwisaver, Wills and ACC restructuring.

Please tell our advisers what your goals and needs are to enable them to advise on the most suitable insurance benefits for you, your family, and/or business to educate you on their cover recommendations and, to ensure you understand how your insurance plan is fit for purpose for you and your family and/or business.

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